Mid-to-Large Balance Loan Program

When it comes to purchasing or refinancing your own building or an eligible income producing property our mid-to-large balance loan program is considered one of the most desirable ways to achieve your goal of obtaining the combination of leverage with incredibly competitive rates.

Our to-large balance loan program is designed to help businesses owners and investors refinance debt, purchase or improve an existing commercial building, complete a 1031 exchange, perform leveraged partner buy-outs and numerous other purposes.

Advantages of our Mid-to-Large Balance Loan Program:

Non-recourse financing with standard industry carve-outs
NO BANKING RELATIONSHIP REQUIRED. Borrowers are free to keep their operating accounts where ever they desire.
Balloon or fully amortizing loans programs up to 30 years.
Closing costs such as appraisal fee, environmental fees, contingency fees can be included in the financing so long as LTV limits are not exceeded.
Nationwide loan program
Flexible prepayment penalty options from a declining 5-4-3-2-1, yield maintenance and/or defeasance prepayment penalty
Origination fee up to to 1.00%

Structuring Of our Mid-to-Large Balance Loan

The Mid-to-Large Balance Loan Program has two participants (see chart below):

Loan Amounts from $ 2,000,000 up to $ 50,000,000
A 1st Mortgage loan for up to 80% of the property value Arrow Mortgage, LLC offers one the widest variety of first mortgage programs in the industry. We offer a 3yr fixed rate, 5yr fixed rate, 7yr fixed rate, 10yr fixed rate. These loans are amortized up to 30 years. We also offer a 15yr-30yr fully amortizing fixed rates.
A Borrower/Investor is required to contribute a down payment of at least 20% of the total project cost or retain 20% equity in the property for refinances.

To Meet the Minimum Qualification For a Loan The Business/Entity Must:

Be organized as a for-profit business. Unfortunately, the loan program is not designed for non-profit businesses
Be organized as a sole proprietorship, corporation, partnership or limited-liability corporation (LLC)
Possess a minimum historical cash flow of at least 1.25X for Single Tenant Properties, 1.35X for Owner-User Properties and 1.15X for Credit Tenant Income Properties
Maximum LTV of at 75% for Single Tenanted Properties, maximum of 80% LTV for Owner-User properties and in rare cases up to a maximum of 85% LTV for credit Tenant Income Properties.
We will consider the top 200 markets nationwide and suburban/suburban area with a population of at least 100,000 within 5 miles of subject property.